I returned from the LG Action Sports Tour weekend (more on that to come) to be greeted by a letter from my insurance company regarding the claim on my stolen camera equipment…
Considering the particular circumstances of your loss and the above policy exclusion we will unfortunately, be unable to assist you with you claim on this occasion.
It totally sucks! I loved that camera (and I spent a good while saving for it too). The wide angle lens is also gone… I suppose it is to be expected given the policy wording – I just kind of figured that if you have something stolen on holiday, and you have holiday insurance, you’re going to get at least some help with replacing it. Clearly not.
However, I must say that this part of the letter was surprising:
We would also like to advise you that camcorders are not covered on your insurance policy.
I don’t remember that little nugget of information jumping out when I signed up.
I’m going to have to be more careful with the next insurance that I take out and make sure my camera equipment is covered. Needless to say I won’t be renewing with (holding back on slanderous comments) my current insurance providers